Medan Kota

Some of us travel rather extensively, use the credit cards on practically all things and with all the rewards point accumulating from the airlines program or from the credit card itself.. I have come to find out that exchanging those credit card points to shopping vouchers give the lowest return.. and I find it silly knowing how some choose to exchange the points for payment of the annual fees.. (I never pay for any of my credit card annual fees, I simply demand for mine to be complimentary.. there are ways to do it and yes.. anyone can go about doing it provided you have a good clean record..)

Well.. I am going to be honest with you all here.. I use my credit cards on every chance I could.. not because I want to be on their credit terms i.e owed money to the bank and be charged ridiculous late fees and interest.. rather I exercised my rights in all possible ways to earn the reward points.. hence over some 6-7 years of my so called hard working rights, last week, I sat down and compiled all my points from all the different cards.. did some casual calculations to have it convert to Krisflyer air miles .. well well well.. voila!!! I now have enough air miles to fly on SQ for

1.    Return air tickets to Tokyo for 8 people or
2.    rtn to Sydney for 6 people or
3.    rtn to Athens/Europe for 6 people or
4.    rtn to Los Angeles for 4 people

and by me doing all the processing online, there’s an additional 15% saving on the points deduction as well..  do look out for promotion where at times, SQ do have promotion on 50% off on the rewards redemption.

so yea.. I kinda often look out for the double rewards point promo.. like currently Citibank is giving 10X for all Hotel transactions from now till 17 January with minimum usuage of Rp 2.000.000.. I was kinda of late to find out this promo over the December, else, I could have my shopping planned that would easily lead to one free return Medan to Singapore on Silkair..

Among all major credit cards in Medan, I would say Citibank gives the best rate of return on points accumulation, lots of program during school breaks and there is no expiry on points accumulated..

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