Medan Kota

Before I went on the seminar, I vow to send the boys over to Singapore regardless of whatever it takes… in fact, I was already looking out for a property and planning to move myself and the boys in like 2 years… and let’s just say, we are staying put as a family in Medan.. till the right time comes to move as a family..

When I read the rich dad poor dad many years back, I did things differently and couldn’t be thankful enough …. and hearing live from Robert Kiyosaki himself, have greatly affect my life in a positive way.. ..

His theory has it that you make money work for you.. and that going to school, get good grades so that you can get good jobs is not the ideal thing to do… and yes.. I do agree with that..

My husband and me stayed at the Swissotel hotel in Singapore, so for 2 days, we took a 25 mins MRT ride to the Singapore Expo, back and forth for the seminars…  on my first morning, at 8am, being a tourist, I sort of able to see things differently..  its peak hours, so you see a lot of office workers having the morning rush..  this is before I went into the seminar… as I stood in the train, and as it passed all the housing areas where the real normal Singaporean live, it shows how life is so sucks for many people… I was telling my husband that these people look so miserable early in the morning…. they were sleeping on trains, looking blank into the morning sky, grumpy face, looking lifeless, emotionless and no smile.. nothing!!!!  It was an eyeful for me though, as many times that I am in that country, we often just wonder around the popular places during the happy hours… my head was going like.. thank god I am not one of these miserable people…

Then on second morning, after being told repeatedly from the previous day seminar of how going to school will not help your true real world situation, it just put things into perspective…

by second evening, I was convinced enough to gladly informed my hubby that he can stopped worrying and that we no longer need to argue over the boys moving away from him, as I sincerely telling him from my heart how the boys are staying put in Medan and that we are staying as a family… ‘for the moment’

You see… Singapore is known for good education system.. no doubt about it.. I was there to experience it for like 8 years, from 9 yo -16yo…  initially, it was fun.. then when I entered the secondary years, I was faced with friends who were sosososo kiasu (afraid to lose) and remembering how we were being told to memorize words for words for many things including history.. god… I can still remember clearly how I had nightmare and blurting those essays out loud during my sleep…

But having said all that, this does not mean that we don’t need to go to school….. we all need the school education to process all the INFORMATION around us and put it into meaning to understand… e.g Fibromyalgia… we may know the words, but we need the education to make it into meaning for us to understand…

I admit that I am born privilege.. so, its sort of like I have the Rich dad and the Rich husband too…  but to come and think of the less privilege people who has no one to tell or to guide them what real life is like…  its definitely like running around the rat race…

Popularity: 6% [?]

The heading of this post speaks for itself…  my 2 days seminar with the author of Rich Dad Poor Dad was something truly unexpected…  it’s supposed to be a 3 days course.. with the first 2 days having the author and his team as the speakers and some other various speakers on the last day …. my hubby and me ended attending only the first 2 days, and spent our 3rd day meeting with bankers to sort of get stuff done straight away…

the seminar, well…. its was really tiring.. from 9am to 7.30 pm straight.. and involving 4000 audiences from around the world…  after just 2 days, let’s just say, it made me and mr hubby realized those things that we have been wondering if its right or wrong…   and that we have since make plans and confidently dare say that we are on the right path to total freedom in life…

with me having paid S$800 each for the tickets, many Indonesians, known for being extravagant, bought seat in the front VIP row, with tickets going like $3000 each…

in fact, I have so so so much to share, to tell, to explain, that I don’t even know how to begin..  my fingers were inching to blog since the end of my first day seminar.. but my brain and body just went blank the moment I got back to the hotel…

Let me just summarized some of the stuff and if I have the chance, I will talk more of it later, else, it’s gonna be a never ending blog reading..

PhD = Poor health and Desperate

‘HOPE’ is for the Hopeless People

Property producing positive cash flow = ASSET (giving you money)
Property or house that we live in = LIABILITY (taking money out of your pocket)
NOW, ask yourself this…. ‘is your SPOUSE an asset or a liability?’ Hehheheh..

Knowledge is the new Money

Social Security is a Ponzi Scheme

Going to school is stupid…
Thinking a house is an asset is ridiculous…
Working for money is absurd…
I so love the quote when i heard it

The Rich SELL
The Poor Buy

SALES = INCOME

Thoughts become words, ….words become actions, ….actions become behavior, …..behavior become value, ……and value become YOU
Therefore, Want to change Life, Change the thoughts

Capital gain = Gambling

MUTUAL Fund = market control the future = Capital Gain = Gambling

‘Go to school, and get good grade so that you can get a good job‘ = EMPLOYEE

4 main types of Transplantation

Heart Transplant Patients = people with negative emotions, i.e constantly having fear, anger, searching for love

Liver Transplant Patients = people with difficulty facing problems which leads to alcohol, drugs addict i.e running away from problems.

Kidney Transplant Patients = People who don’t grow up, someone who still act like a children, need someone to tell them what to do, or expect people to do things for them.. i.e LACK of responsibility

Bone Marrow / Cancer = people who have experience sense of worthlessness. i.e these people may experience something from childhood like lack of love, being abused, and see the world as not worth living…

Hence, if your character is any of the above, it will most likely lead you to the type of transplant as mentioned…  when the doctor explained and told his stories, its was so funny to listen to..

3 causes of disease – Genetic, Environment and Ourselves.
If you have believed that ‘ourselves’ is the main cause, good on you…

Genetics – you have the prophecy to have the disease but you don’t have to make it happen

Health = being align with your body of how you feel

BRANDING

A great brand is when promise = experience

3 characteristics of Great Branding
1. Genuine
2. Meaningful
3. Different

Excitement = buzz = brand

2 kinds of communication – face to face and back to face

Lastly, only 1% or less of the seminar attendants will walk out and take actions…. so, don’t be the 99%

Popularity: 9% [?]

My grandma-in-law recently passed away… and in Medan, whether its, funeral, grand opening, weddings, congratualtions, of any kind, the local are known to give a banner to show their appreciation for the invitation.  and I was able to see the 4 generations of how it has grown and developed..

The 1st generation is made of cloth.. mostly being given by the old Chinese generation..

The 2nd generation, which are still being widely used, and seen very much around town, is made of artificial flowers and price range from Rp 75.000 onwards… however, due to lack of spaces, it is common to see these banners being overlapped on top of one and the others… which is awful…

Then as we entered the digital world, the digital printed banners start to appear around 2 years ago….

and the latest of all, is this digital screen… it will be set up within the compund area and cost Rp 99.000…  and to compared among all, I guess this digital screen is the one that can be clearly seen by all especially the host….

Popularity: 19% [?]

I turned on the internet this morning and to see the headlines news reporting the terrorist attack in Mumbai.. it’s crazy!!! the stories told are just simply too much to hear or read..

and yesterday, my country (Thailand) has gone chaotic… and it’s so so so angry to think just how the government or the police ever let the protesters to take over the International Airport !!…  Thaksin is definitely corrupted though he has done a lot for the country and the anti-government, are they not corrupted? when they choose to PAY the protesters to make the scene???.  I am no longer supporting any side, coz both are mindless…

with the on going financial crisis hitting EVERY countries, economies are going from bad to worst and it’s just sad to even think how some financial institutions need billions dollars to be bailed out while at the same time, the top executives are still being paid in millions.  To argue that THESE people are genius and that we need them to steer us out of these crisis, … personally.. it’s total B****t…

and with holidays nearing, US government is warning of possible another terrorists attack to their NY subway system…

with our generation experiencing through these crazy stuff, its hard to even think what our children will have to go through…

Popularity: 2% [?]

This is a new thing that I have just found out.. something to think about

Imagine, you are going on 2 weeks holidays to Australia, America or Europe..  most of us would then need to change our Indonesia Rupiah to the according currencies… so, with 2 weeks of holidays, you probably be carrying the cash in thousands of dollars around … all along, worrying of losing, robbery, pick pocket etc…

Then to consider purchasing goods with credit cards, the exchange rates are some 3%-5% higher…

Then to think of just using the ATM to simply withdraw cash, we will then be charged twice, the exchange rate as well as the cost of drawing the fund.. these will be converting from the Rupiah in your Indonesia account..

but Here’s the trick… to avoid all of the above..

what you can do is that, you open a Citibank foreign account.. i.e AUS$, US$, or the EUR (no minimum balance needed and no charges) …..  ask for an ATM card for the account…  from there, you buy the currencies needed using the bank T/T rate (which is cheaper than changing your Rupiah at the money changer).. and have the money deposit into the foreign account…

so assuming, I am going on holidays to Australia, I will arrange to buy AUS$ using T/T rate.. the money is kept in my AUS$ account….  and before I leave for the holidays, I will ask Citibank to link my given ATM card to my AUD$ account… with that, when I arrive in Australia, I will just withdraw the cash as needed at any Citibank ATM machine or any machine with the ATM Bersama logo which can be found everywhere..

I stumple upon the solution as we have plan to go there for holidays since, the Australia $ is cheap at the moment.  But when I called up money changer, they are charging me some Rp1000 more than the rate since they are running low on the notes… so to avoid the problem, I was twisting my brain at the bank and talking to the banker and it just click me…

so really.. I have been dumb for a long long time… in fact, this apply to any country that the bank allows you to hold the country’s currency…  but you just have to remember to inform the bank to link the ATM card to the according account..

Popularity: 45% [?]