Credit Card application
It has been many many years since we last applied for a credit card… we hold the HSBC and Citibank.. and is given to us since we have accounts with them… the application for the cards were applied on behalf for us by relationship manager or the RM which is safe and sound…
anyway, about 3 weeks back… we had lunch at Taipan… as we were leaving the restaurant, we were approached by the Mega credit card people… 2 youngsters who definitely have no appeal as a banker at all… came to us… saying “ko.. cie.. free first year and now with Mega cc, it’s 50% off at Taipan”… hubby looked at me… father-in-law turned and said “50% off leh…“… so I said to the salesperson and asked..” how do I cancel it should I want to discontinue the service after the 1st year”.. (after that BCA incident… it’s gonna be my first opening question to all these people..)… anyway… I am not that keen…and I didn’t want to manage another account… but the in-laws and hubby went ahead…
First they asked to fill in the standard information on the form that has the usual empty dotted line for address, billing address, income etc… next, copy of the personal identity card.. which obviously we don’t carry the copied version… so they ended taking out their handphone and capture the ID… Third, asking for a copy of the credit card that we already hold… and again, since none copying machine insight, again both guys used their mobil phone to capture the front and the back of our credit card…
I was sitting nearby and seeing how the whole thing being process…. something striked me that could these people be a fraud?… darn.. they took all our details!! …including our credit card details for both front and back!!… as an online person… what we gave them is more than enough for them to go online and have a big shopping extravagenza!!!..
I seriously didn’t feel right about the whole thing… so I turned to Hubby… explained my whole concerned .. and asked them both if they are those freelance credit card salesman employed by the Bank? or the full time employee…. well.. they replied ‘No’… which was not a relieved to be honest…. whether they are one or the other… they definitely have more than what is needed to be known….
somehow… hubby went ahead with the application… he just received a call about further verification… and frankly… this will be our last … the more I think of it, the more I feel unsecured !!!… well.. do take precautions… Medan does has scammers… actually in all places around the world… but it’s the way they do things here that make it worst… and the law does not protect the credit card holders like how it used to be…. so watch out…
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medankota on October 5th 2009 in Medan Bisnis, Medan General, Recommended






















































